The Combination Package: Desk Reference and Individual Guides Ideal for Meetings

1. The book serves as a comprehensive desk reference.
It provides structured explanations of IRA distribution, reporting, correction, and compliance rules, including how those rules interact across different fact patterns and regulatory developments. It is designed for in-depth review, technical analysis, staff training, and confirmation of how multiple rules apply in combination.

2. The individual guides serve as meeting-ready, topic-specific references.
Each guide focuses on a single subject area, such as Roth IRA distributions, required minimum distributions, beneficiary rules, or reporting requirements, allowing professionals to quickly confirm applicable rules without consulting a broader manual. These guides are especially useful in client meetings, planning discussions, and time-sensitive situations where focused access to the rules is essential.

Some content overlaps intentionally between the book and the guides. This overlap reinforces accuracy and allows professionals to verify conclusions reached using one resource against another. Together, the materials function as an integrated reference system rather than standalone publications.

This package is ideal for professionals who want a reliable, up-to-date reference system that supports confident decision-making, reduces compliance risk, and aligns with how retirement planning work is actually performed.

Format: Instant Download (PDF)
Length: Over 130 pages plus 18 individual quick reference guides
Updates Included: If regulatory changes affecting covered topics occur during the calendar year, purchasers receive a complimentary updated version.

KEY BENEFITS

• Get answers to common and uncommon IRA questions efficiently

• Reduce the risk of operational and compliance errors

• Save research time by relying on professionally curated guidance

• Use focused references during client meetings and planning discussions

CONTENT COVERAGE (SUMMARY)

The reference materials address, among other topics:

• IRA contribution and deduction rules

• Roth IRA funding and distribution mechanics

• Early distribution penalty exceptions

• Rollover and transfer permissibility

• Required minimum distributions

• Beneficiary distribution rules before and after the SECURE Act

• Qualified charitable distributions

• Tax reporting forms and requirements

• Trump Accounts

• Life expectancy tables and IRS reference materials

PROFESSIONAL ENDORSEMENT

Natalie B. Choate, author of Life and Death Planning for Retirement Benefits, writes:

“Denise Appleby has created charts summarizing Roth vs. Traditional IRA, portability (what type of plan can be rolled into what other type of plan), and more. I wish everyone who answers an 800 number at the big financial firms had these charts, so there would be fewer incidents of erroneous advice.”

Printing Note:
This product is delivered in PDF format. Purchasers who prefer a physical desk reference may independently arrange printing and binding through a print provider.