2026 IRA Quick Reference Guides: A collection of 18 in PDF

A collection of IRA Quick Reference guides. Use them to get quick answers to many common IRA questions. Two sides/pages each.

1. Roth IRA Traditional IRA. A side-by-side comparison of the features and benefits of a Roth IRA and a traditional IRA.

2. IRA calendar. A schedule of critical dates and deadlines for IRA reports and transactions

3. Early distribution penalty. A list of the exceptions to the 10% additional tax on early distributions from IRA's and employer plans. Including a side-by-side comparison of the exceptions that apply to the different types of plans.

4. Required minimum distributions for IRA owners. An overview of the RMD rules that apply to the owners of traditional IRAs, SEP IRAs, and SIMPLE IRAs.

5. Beneficiary Options-Pre-SECURE Act and SECURE Act: The distribution options for inherited IRAs

6. Qualified Charitable Distributions: A guide to determine the rules that apply to qualified charitable distributions (QCD).

7. Rollover rules for IRA owners. A guide for key rollover and transfer rules for avoiding unintended distributions and the consequence.

8. Rollover over rules for inherited accounts: A guide for rollover and transfer permissibility for inherited IRAs and employer plan accounts

9. Roth IRA Taxation determination: How to tell if a distribution from a Roth IRA is tax-free, subject to income tax and the 10% additional tax

10. 72(t) | Substantially equal periodic payments: An explanation of the rules that apply 72(t) Payments, a program sued toa void the 10% additional tax on early distributions.

11. Bonus: 529 to Roth IRA: A guide to the rules that apply to moving excess amount from 529 plans to Roth IRAs.